Thomas has made some initial decisions about his expenses. He will live close to school and walk, ride a bike, or use public transportation. He knows he can use a ZipCar for other trips. Thomas will not own or lease a car of his own.
He has no children, spouse or pets. His budget will include student loan payments, which are his only source of debt.
Right now Thomas has to decide whether he will rent an apartment by himself or share an apartment with a roommate.
What are the pros and cons of sharing an apartment?
(Here are some notes to the instructor [PHBNI-5]]).