Paddle Your Canoe: Planning Household Budgets - Outline

Slides are tagged by opening line.

1. “Why budget?” a short video leads to a discussion about budgeting as an introduction to a more extensive exploration.
2. “Here is the budget” graphic from the U.S. Department of labor displays categories of average U.S. household expenditures
3. “Thomas is a teacher” introduces payroll deductions for the example.
4. “$2055” sets an amount to start a budget and introduces saving for retirement and rainy day funds.
5. “Thomas has made some initial” begins the discussion of household and living expenses and asks students to think about the advantages and disadvantages of sharing an apartment.
6. “Thomas has made a spreadsheet” asks students to list all expected living expenses and begins the discussion of needs versus desires.
7. “Thomas's expenses on a monthly basis, part 1” presents the rental costs for one bedroom versus two bedroom apartment, electricity, fixed student loans and medical costs .
8. “Thomas's expenses part 2” presents transportation cost choices and cell phone packages.
9. “Thomas's expenses part 3” presents groceries and dining out and asks students to compare these numbers with their own expenses.
10. “Thomas's expenses part 4” presents entertainment, music lessons and travel expenses.
11. “Thomas's expenses part 5” discusses miscellaneous expenses. Students are asked what this might mean.
12. “What proportion of Thomas's” continues the discussion of needs and desires and asks students to create a pie chart to express this.
13. “Thomas puts all of his expenses” introduces a simple spreadsheet and is designed to introduce students to working with spreadsheets. It will be used in the next few slides.
14. “A spreadsheet allows you” introduces the formula bar and the idea that you can change values.
15. “Thomas includes” gives an example of a formula and indicates how the formula works.
16. “The total expense” shows how to use the SUM expression in the spreadsheet to determine total expenses.
17. “Notice that Thomas's” invites students to use the spreadsheet to explore how Thomas can reduce his expenses.
18. “Once you get used to” concludes the module with a video.