Investing in Savings and Bonds - Outline

Slides are tagged by opening line.

1. “You have a good job” is a humorous introduction to saving.
2. “Here are four possible options” introduces savings and bonds, as well as other options considered in later modules.
3. “A savings account” explains how banks are insured with some history.
4. “The FDIC guarantees” points out that the banks don't actually have your money.
5. “This lack of risk” explains why the bank can pay you interest.
6. “How does the bank” explains interest and compounding in more detail.
7. “Another example” talks about certificates of deposit, or CDs.
8. “Assuming you reinvest” defines annual percentage yield, or APY.
9. “Some words” reviews terms.
10. “We need these numbers” asks students to compare two savings options.
11. “A somewhat more risky” defines bonds.
12. “Example: Your town” explains why and how a municipal bond is issued.
13. “There are two dangers” describes bonds that default or changes in interest rates.
14. “Let us take the example” shows how a bond can change in value as interest rates change.
15. “Treasuries” describes bonds issued by the U.S. government.
16. “Inflation” describes an example of a bond that loses value.
17. “What are the possibilities” introduces an exercise for student to compare savings options and concludes with a humorous video.